PayPal--Personal or Premium?

[divagurl]

Hi All!

I'm new to surveys, so please be patient with me! I don't have a Paypal account, and I think I'm confusing myself with all of the options--so I'm asking for your help!!

I don't sell anything over the Internet---I just need to receive payments thru Paypal for the survey websites that require you to have Paypal. So--do I setup a Personal or Premier account?

What scares me about Personal is attaching my bank account with it. Does Paypal have the ability to withdraw funds from my personal bank account if something should happen? I know that the Personal account is completely free--no charges for sending or receiving non-credit card payments.

If I setup a Premier account---do they charge a % to receive cash pymts? I know I'm probably over-analyzing this, but I don't know what to do!

Thanks for your help!!

[FreePaidSurveys]

You don't actually need to give them your bank account number. Only if you want to transfer funds into your bank account. I use my paypal account mostly to buy stuff online. Most survey sites do not use Paypal as a form of payment, so it's not like your going to be missing out on huge cash payments every month. You can always save your paypal balance up and use it to buy something online, say at Christmas time or something.

Of course, you could just give them your bank account. I have never had a problem with PayPal in that regards. It's actually a pretty nice way of sending and recieving cash.